LiveFlow is really two product lines. LiveFlow FP&A keeps QuickBooks Online as the book of record and streams it into Google Sheets, Excel, and web dashboards, with multi-entity consolidation, mapping, 160+ currencies, and user-configured eliminations. Flow, launched in February 2026 to a limited group of customers, is an AI-native ERP that replaces QuickBooks Online outright, with its own close agents. Fynease sits in neither camp: it keeps QuickBooks Online and runs the close inside it.
LiveFlow FP&A is excellent at one thing: the numbers in your model are never stale, because the sheet refreshes from QuickBooks Online every hour. But the accounting still has to be right before it arrives. LiveFlow’s own comparison states that in FP&A, intercompany is booked manually inside each QuickBooks file and eliminations are accounts you mark by hand. Nothing is written back, and no schedule, reconciliation, or sign-off runs. Fynease runs the schedules, manages and reconciles intercompany, signs off every account, consolidates with IAS 21, posts approved entries back to QuickBooks Online, and produces the briefing and 13-week cash view from that closed ledger.
LiveFlow FP&A: QuickBooks Online into Google Sheets and Excel add-ins and web dashboards, hourly refresh, consolidation of any number of entities with intelligent mapping, 160+ currencies, user-marked elimination accounts, non-controlling interest, departmental budgets with approval flow (FinanceIQ), live and snapshot publishing, and a viewer portal for clients. Xero and NetSuite in beta. Flow (separate ERP): agentic close with scheduled accruals and depreciation, continuous bank reconciliation, transaction-level eliminations, AP and AR, and locked periods, replacing QuickBooks Online.
Detects prepaids, deferrals, fixed assets, loans, and leases from the general ledger, runs six schedule engines plus rule-based cost allocations, manages intercompany transactions and reconciles balances before eliminating, consolidates QuickBooks Online and CSV-imported entities with IAS 21 translation, and signs off every Balance Sheet account with lead sheets. Approved entity-level entries post back to QuickBooks Online, which stays the book of record. The deterministic briefing, forecasts, 13-week cash, and board pack follow from the same data.
LiveFlow capabilities and prices are taken from LiveFlow’s published website and help documentation as of September 2026. “Not described” means we could not find the capability documented; it is not a claim that it cannot be done.
| Feature | Fynease | LiveFlow |
|---|---|---|
| Prepaid, deferred revenue, and depreciation schedules Runs the schedule and posts the journal entry | Yes | No in FP&A Flow ERP schedules depreciation, accruals, and recurring entries inside its own ledger |
| Loan and lease schedules Loan amortization, IFRS 16 / ASC 842 lease schedules, posted to the ledger | Yes | Not described |
| Cost allocations between accounts, classes, or entities | Yes: rule-based, by headcount, revenue, or any driver | No in FP&A Rule-based allocation tables described for Flow |
| Intercompany transaction management Chargebacks, recurring intercompany templates, correcting entries posted to each entity | Yes | No in FP&A LiveFlow states intercompany is booked manually inside each QuickBooks file |
| Intercompany reconciliation and elimination | Yes: reconciles across entities, then eliminates | Manual elimination accounts Mark an account as an elimination account and map to it; no reconciliation step. Flow claims real-time transaction-level eliminations |
| Multi-entity consolidation | Yes: QuickBooks Online + CSV/Excel entities | Yes: strong Any number of entities, intelligent mapping, non-controlling interest, in Sheets, Excel, or dashboards |
| Foreign currency translation | Yes: IAS 21, CTA posted to OCI | 160+ currencies Built-in or custom rates; translation method and CTA treatment not documented for FP&A |
| Balance Sheet reconciliation and sign-off | Yes: every account, three-stage sign-off, timestamped | No in FP&A Flow has continuous bank reconciliation and a close checklist |
| Adjusting entry write-back to QuickBooks Online | Yes: one click after approval | No No write-back is claimed; Flow replaces QuickBooks rather than writing to it |
| Audit-ready lead sheets | Yes | No |
| Ledger connections | QuickBooks Online natively; any other system via trial balance or GL import (CSV/Excel) | QuickBooks Online; Xero and NetSuite in beta QuickBooks Desktop and Sage not supported |
| QuickBooks Online data | Transaction-level, OAuth, read and write | Hourly refresh into Sheets, Excel, and dashboards Read scope not documented on a live page; no write-back claimed |
| Spreadsheet and BI access | Excel and PDF export | Yes: LiveFlow strength Google Sheets and Excel add-ins, live-updating models, board pack templates |
| Variance analysis and KPIs | Yes: bridges that reconcile by construction | Yes Budget vs actuals by department with owners and approvals (FinanceIQ); dashboards |
| Price-volume-mix analysis | Yes: price, volume, and mix at item, customer, and segment level | Not described |
| Quality of revenue scoring | Yes: recurring vs one-time classification, concentration, churn indicators, predictability score | Not described |
| Receivables and payables analysis | Yes AR quality analysis and scoring with aging overlay; AR and AP tied to aging sub-ledgers in the close; AR and AP movement in the cash bridge | Aging in templates Live AR and AP aging with DPO described for Flow; no quality scoring |
| Customer and product profitability | Yes Contribution margin by customer, product, segment, or business unit every close; revenue and gross margin attribution by customer | Not described |
| Forecasting | Yes: 12 to 24 month driver-based scenarios | Model it in the sheet Departmental budgets in FinanceIQ; AI-assisted forecasting claimed for Flow |
| 13-week cash flow forecast | Yes Weekly grain, AR aging overlay with collection timing, scheduled loan and lease payments, forecast low point shown with its date | Not described |
| Management commentary | Deterministic briefing Every sentence derived from the ledger; no language model | Agent activity in Flow AI agents with human review and logged decisions; model not disclosed; no commentary product described for FP&A |
| Board and management report packs | Yes: briefing plus board pack composer | Yes Sheets and Excel templates that update automatically; publish live or as a snapshot |
| Client access | Client portal on every plan | Viewer portal Clients added as viewers see dashboards in their LiveFlow portal |
| Quality of earnings and valuation | Add-on: $249/client/month | No |
| Ownership | Independent, Canada | Venture-backed (Valar Ventures, Y Combinator), New York (founded 2021); SOC 2 Type II |
| Pricing (published) | From $199/month early bird (standard $249); 1 client, 3 entities, every feature; 14-day free trial | Not published; priced by number of entities for FP&A and all-inclusive for Flow, by demo. LiveFlow’s own blog has cited a starting point of $500/month; no trial on the live pricing page |
LiveFlow makes the spreadsheet current. Fynease makes the ledger right, and keeps it in QuickBooks Online.
Start free trialLiveFlow FP&A streams QuickBooks Online into Google Sheets, Excel, and dashboards on an hourly refresh and consolidates any number of entities there, with mapping, 160+ currencies, and elimination accounts you mark yourself. It does not write back or run the close. LiveFlow’s newer product, Flow, is an AI-native ERP that replaces QuickBooks Online. Fynease keeps QuickBooks Online as the book of record and runs the close inside it: schedules, allocations, intercompany, reconciliation and sign-off, consolidation with IAS 21, write-back, and a deterministic briefing.
In LiveFlow FP&A, eliminations are accounts you create and mark as elimination accounts, then map entity accounts to; LiveFlow’s own comparison states that intercompany itself is booked manually inside each QuickBooks file. Flow claims real-time, transaction-level eliminations, but inside its own ledger. Fynease manages intercompany transactions in QuickBooks Online, reconciles balances across entities, flags mismatches, and only then eliminates at consolidation.
Yes. Flow, released in February 2026, is positioned as an agentic accounting platform and ERP that migrates a company off QuickBooks Online, with its own close agents, bank reconciliation, AP and AR, and consolidation. LiveFlow describes it as available to a select group of customers with broader availability planned through 2026. Fynease takes the opposite approach: the ledger stays in QuickBooks Online and Fynease supplies the close layer that QuickBooks Online lacks.
LiveFlow does not publish prices; FP&A is priced by number of entities and Flow on an all-inclusive basis, both quoted after a demo, and LiveFlow’s own blog has cited a starting point of $500 per month. Fynease publishes its pricing: from $199 per month early bird for one client and three entities, every feature included, with a 14-day free trial. Prices are as published in September 2026 and can change.