| Prepaid, deferred revenue, and depreciation schedules Runs the schedule and posts the journal entry | Yes | No |
| Loan and lease schedules Loan amortization, IFRS 16 / ASC 842 lease schedules, posted to the ledger | Yes | No |
| Cost allocations between accounts, classes, or entities | Yes | No |
| Intercompany transaction management Chargebacks, recurring intercompany templates, correcting entries posted to each entity | Yes | No Joiin eliminates at report time; it does not create or post intercompany transactions |
| Intercompany reconciliation and elimination | Yes: reconciles across entities, then eliminates | Elimination only Elimination groups configured by account and contact, then applied automatically; no reconciliation step |
| Multi-entity consolidation | Yes: QuickBooks Online + CSV/Excel entities | Yes: unlimited entities |
| Partial ownership and minority interest | Yes Ownership from the org chart, multiplied through chains; the minority share of book net assets and profit shown on both statements (no fair-value measurement or goodwill) | Pro-rata ownership percentage Scales all values for the company; no separate non-controlling interest line; not applied to budgets |
| Foreign currency translation | Yes: IAS 21, CTA posted to OCI | Yes Average rate P&L, closing rate Balance Sheet, custom and spot rates, automatic FX adjustment line |
| Where adjustments live | Entity-level entries post back to QuickBooks Online; consolidation entries stay in Fynease | Company Adjustments held in Joiin Manual journals at the Joiin level; nothing posts to the source ledger |
| Balance Sheet reconciliation and sign-off | Yes: every account, three-stage sign-off, timestamped | No |
| Audit-ready lead sheets | Yes | No |
| Ledger connections | QuickBooks Online natively; any other system via trial balance or GL import (CSV/Excel) | Xero, QuickBooks Online, Sage, MYOB, FreeAgent, Zoho Books, Pennylane, Puzzle, Fortnox; spreadsheet and manual companies |
| QuickBooks Online data | Transaction-level, OAuth, read and write | Full transaction detail, classes and locations Read-only; refreshed every 24 hours; cash and accrual basis |
| Variance analysis and KPIs | Yes: bridges that reconcile by construction | Yes Budget vs actual, 10 built-in KPIs plus custom, drill-down to transactions |
| Board and management report packs | Yes: briefing plus board pack composer | Yes Branded report packs, scheduled delivery, PDF and Excel |
| Forecasting | Yes: three statements over three or five fiscal years, scenarios, 13-week cash | Yes Three-way forecasts on Pro (launched September 2026) |
| 13-week cash flow forecast | Yes Weekly grain, AR aging overlay with collection timing, scheduled loan and lease payments, forecast low point shown with its date | Monthly three-way forecast A weekly cash view is not described |
| Management commentary | Deterministic briefing Every sentence derived from the ledger; no language model | Joiin Intelligence AI agents and one-click narrative, powered by Claude via AWS Bedrock |
| Spreadsheet, BI, and API access | Excel and PDF export | Excel add-in, Google Sheets, Power BI, public API, MCP server Plan-dependent |
| Client access | Analysis access for client management Client management can be given access to Analysis (the analysis and briefing screens) for their company; there is no separate client portal | Private client area Unlimited users and clients |
| Revenue and gross margin attribution by customer | Yes | Sales by customer report |
| Quality of earnings and valuation | Valuation add-on: $249/client/month Quality of earnings, normalized EBITDA, and working capital peg; indicative, for internal planning | No |
| Price-volume-mix analysis | Yes: price, volume, and mix by item and by customer, against the prior year | No |
| Quality of revenue scoring | Yes: recurring revenue, concentration, retention, and a quality of revenue score | No |
| Receivables and payables analysis | Yes AR quality analysis and scoring with aging overlay; AR and AP tied to aging sub-ledgers in the close; AR and AP movement in the cash bridge | Ageing reports AR and AP ageing, sales by customer, purchasing by supplier; no quality scoring |
| Customer and product profitability | Yes Contribution margin by customer, product, segment, or business unit every close; revenue and gross margin attribution by customer | By class, location, or tracking category Sales by customer report; customer and product margin not described |
| Ownership | Independent, Canada | Independent, UK (founded 2018); Intuit Platinum App Partner |
| Pricing (published) | From $199/month; 1 client, 3 entities, Automate and Intelligence included (Valuation is a per-client add-on); 14-day free trial | By number of companies consolidated: from $28/month for one company to $336/month for 100; Core, Pro, and Max tiers; unlimited users; 14-day trial on Max |
